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Sound Benefits Insurance Solutions, LLC Blog: 10_2013

View the latest blog posts from Sound Benefits Insurance Solutions, LLC.

If you have health insurance through your job or know someone who does not have health insurance, your coverage will only get better. The Affordable Care Act does provide a sense of security and protection in terms of your health care coverage needs should you decide to leave your job tomorrow. READ MORE >>

Question: Is it considered a furlough if a full time employee is receiving payment for benefit premiums while on leave until more work becomes available?   Answer: This could either be a furlough or a temporary layoff status, both of which are generally considered a form of “leave”. READ MORE >>

If you’re looking to hire part-time employees to avoid offering benefits, you might want to read the information outlined in this article.  While many employee benefits – such as paid time off - are not mandated by federal law, there are benefits which you are legally responsible... READ MORE >>

Question: What are the statuses of the federal agencies impacted by the government shutdown? Answer: As of October 1, 2013, the following federal agency activities impacting employment regulation are as follows: Department of Labor:  Most of the DOL’s activities are curtailed, with only essential personnel in place. READ MORE >>

Life insurance is designed to pay benefits to dependents when the policyholder passes away. Depending on your needs, you may choose either term life insurance or whole life insurance. What’s the difference between the two polices? Term Life Insurance This type of policy is much like renting a home. READ MORE >>

Question:  Are company cars considered a non-taxable item if the lease and insurance are paid for by the employer? Answer: The IRS has specific rules regarding whether or not a benefit should be taxed. Source – READ MORE >>

In 2014, Health Insurance Marketplaces (also known as Exchanges) will operate a Small Business Health Options Program (SHOP) as an option for qualified small employers to purchase employee health coverage. The federal government will run the program in states that choose not to do so. READ MORE >>

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